Privacy Policy

Introduction

Suvarna Wealth ("we," "us," or "our") is committed to handling personal information with care and transparency. This Privacy Policy explains how we collect, use, store, and protect information from people who visit our website and from participants in our financial education courses. We operate from 219 Rajprarop Road, Makkasan, Ratchathewi, Bangkok 10400, Thailand.

If you have questions about how your information is handled, please contact us at [email protected].

Information We Collect

Information you provide to us:

• Name and contact details (email address, phone number) when you complete our contact form or enrol in a course
• Financial information you choose to share during course exercises or mentor conversations
• Payment information when you purchase a course (processed via our payment provider; we do not store full payment card details)
• Feedback and course evaluation responses

Information collected automatically:

• Website usage data (pages visited, time spent, browser type) via analytics cookies — only if you have consented
• Device and connection information for website security purposes
• IP address for fraud prevention and security monitoring

How We Use Your Information

• Course delivery: To provide the course you have enrolled in, including materials, group session access, and mentor conversation scheduling
• Communication: To respond to your enquiries, send course-related information, and provide post-course access to materials
• Payment processing: To process and record your course enrolment payment
• Programme improvement: To analyse feedback and improve course content and delivery
• Legal compliance: To meet our obligations under applicable Thai laws
• Website analytics: To understand how visitors engage with our website (only with your consent)

The legal basis for processing your personal information is: your consent (for analytics and marketing); the performance of a contract (for course delivery and payment); and our legitimate interests (for website security and business operations).

Data Retention

We retain personal information for as long as is necessary to fulfil the purposes described in this policy. Course participant records are retained for three years following course completion for legal and administrative purposes, after which they are securely deleted. Contact enquiry records are retained for twelve months. Financial information shared during mentor conversations is not retained in written form beyond the session itself.

Sharing Your Information

We do not sell personal information to third parties. We may share information with:

• Payment processors: To process course enrolment payments securely
• Service providers: Technical providers who support our website and communications, operating under data processing agreements
• Legal authorities: Where required by Thai law or legitimate legal process

Financial information you share during course exercises or mentor conversations is not shared with any third party under any circumstance.

Data Protection

We take reasonable technical and organisational measures to protect personal information from unauthorised access, disclosure, or loss. These measures include encrypted data transmission, access controls, and regular review of our data handling practices. In the event of a data breach that poses risk to your rights, we will notify affected individuals and relevant authorities as required by applicable law within 72 hours of becoming aware of the breach.

Cookies

Our website uses cookies to support basic functionality and, with your consent, to understand how visitors use the site. You may manage your cookie preferences at any time via our Cookie Policy page. Essential cookies cannot be disabled as they are required for the website to function.

Your Rights

Under the Thailand Personal Data Protection Act (PDPA) and applicable law, you have the right to:

• Access the personal information we hold about you
• Correct inaccurate or incomplete information
• Request deletion of your personal information (subject to legal retention requirements)
• Object to processing of your personal information
• Withdraw consent you have previously given (without affecting prior processing)
• Request restriction of processing in certain circumstances
• Lodge a complaint with the relevant supervisory authority in Thailand

To exercise any of these rights, please contact us at [email protected]. We will respond within 30 days.

Third-Party Links

Our website may contain links to external websites. We are not responsible for the privacy practices of external sites and encourage you to review their privacy policies before providing personal information.

Children's Privacy

Our courses are designed for adults aged 40 and older. We do not knowingly collect personal information from individuals under 18 years of age. If we become aware that information has been collected from a minor, it will be promptly deleted.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify current course participants of material changes by email, and will update the "Last Updated" date at the top of this page. Continued use of our website or services following a posted update constitutes acceptance of the revised policy.

Contact

For any questions or concerns about this Privacy Policy or how we handle your information:

• Email: [email protected]
• Address: Suvarna Wealth, 219 Rajprarop Road, Makkasan, Ratchathewi, Bangkok 10400, Thailand
• Phone: +66 88 427 5963